It depends on the loan type and purchase price, but typically you'll need your down payment, as low as 3-5% for some loans, plus closing costs within 2-3% of the home income. I'll help you estimate those costs upfront so there are no surprises.

FHA is great for low down payments and lower credit scores. VA is for eligible veterans and has no down payment. Conventional loans are more flexible with fewer fees if you qualify.

Yes, always! An inspector checks the home's structure, systems, and condition. It helps you understand the home's true condition and can uncover hidden issues.

Although I can't steer you, I can share resources and local data. You'll get school ratings, stats, and neighborhood insights so you can make the right call.

It's all about location, architecture, lot size, finishes, and exclusivity. I'll walk you through how this home compares to others nearby so you know it's a solid investment.

Luxury homes hold their value best in highly desirable areas. I'll help you evaluate long-term trends, appreciation, and buyer demand in this segment.

Yes, I often get access to private or pocket listings. I'll do well to tap into my network to find you options that haven't hit the MLS.

Luxury homes typically stay listed longer than the average home. I'll share updated market stats and what that means for your negotiation strategy.

While there's no specific "luxury tax", higher value homes do carry higher property taxes and insurance premiums. I'll help estimate those so you're fully informed.

That depends on the HOA and city rules. I'll help you research any restrictions or permits you might need.

I provide white glove services, from private showings and tailored searches to VIP vendor access, marketing support if you're selling, and handling everything behind the scenes.